GET YOUR BEARINGS
About Bills Must Be Paid
Bills Must Be Paid is an active incremental game where you smash piggy banks to pay incoming bills. Each smash consumes stamina, and when you’re too tired the run ends. Paying bills unlocks perks and legacy points, which can be spent on rings and bracelets after declaring bankruptcy, letting you improve your hand for future runs.
01 / THE GUIDE
Core Gameplay
You smash piggy banks to collect money, using stamina for each hit. When stamina runs out, the current run stops and you must start a new one later.
Bills appear regularly; ignoring them leads to bankruptcy. Paying them not only clears debt but also grants legacy points for later upgrades.
- Watch stamina closely and pause before you’re exhausted.
- Prioritize bills that appear early to avoid bankruptcy.
02 / THE GUIDE
Bills and Bankruptcy
Bills show up throughout each session. If you fail to settle them, the game ends in bankruptcy, resetting progress but awarding legacy points.
Legacy points can be spent on rings and bracelets after bankruptcy, letting you upgrade your hand for future attempts.
- Pay off bills as soon as they appear to keep momentum.
- Use legacy points wisely to boost stamina or grip.

03 / THE GUIDE
Upgrades & Skill Tree
A skill tree offers multiple paths, letting you improve grip strength, caffeine addiction, gym training, wrist power, luck, and unlock abilities like rock rain or electrified hammers.
These upgrades help you smash faster, earn more money, and survive longer runs.
- Balance grip and stamina upgrades for sustained smashing.
- Experiment with luck upgrades to find high‑value piggies.
04 / THE GUIDE
Hammer Variety
Different hammers can be unlocked, each with unique crit chances, radius sizes, speed, and damage. Choose a hammer that matches your preferred playstyle.
Some hammers favor precision with high crit, while others favor speed and a larger area of effect.
- Try a fast hammer for quick runs, then switch to a high‑crit hammer for big payouts.
- Match hammer radius to the typical piggy movement patterns.
05 / THE GUIDE
Platforms & Controls
Bills Must Be Paid runs on Windows and macOS, supporting full controller input, including DualShock and DualSense, as well as keyboard and mouse.
Features like Camera Comfort, Color Alternatives, and Custom Volume Controls let you play at your own pace without timed input.
- Enable Camera Comfort if you experience motion discomfort.
- Adjust volume controls for a quieter play session.





COMMUNITY
Player discussion